Mortgage Loan Officer at Mortgage One Funding

Loan Officer | Troy, MI 10 openings

Job Description

Mortgage Loan Officer

About Us

Mortgage One Funding is the leader in the mortgage lending industry with some of the fastest loan funding rates in the country and a combined 30 years of experience in the financial industry. We are one of the fastest-growing mortgage brokers in Michigan and are looking for potential team members to continue our path of growth in a great and friendly environment with all leads provided.

About Position

We are looking for a mortgage loan officer to evaluate, authorize approval, or deny loan applications for people or for businesses. You will act as a liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner. You will also be frequently receiving leads of potential applicants with no cold calling needed. The position includes base pay plus commission and having a loan officer license is preferred but not required as we will also fund and sponsor your loan officer application.

Skills & Experience

Skills

  • Proven working experience in sales
  • Familiarity with computers and CRM software
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment
  • Proficient phone contact handling and active listening skills

Experience

  • Loan origination: 1 year (Preferred)
  • Sales: 1 year (Required)

Pay: $100,000.00 - $200,000.00 per year

Benefits:

  • Flexible schedule
  • Professional development assistance
  • Referral program
  • Retirement plan
  • Tuition reimbursement

Physical setting:

  • Office

Schedule:

  • 8 hour shift
  • Monday to Friday
  • No nights
  • No weekends

Supplemental pay types:

  • Commission pay

Ability to commute/relocate:

  • Troy, MI 48083: Reliably commute or planning to relocate before starting work (Required)

Work Location: One location

Responsibilities

  • Evaluate creditworthiness by processing loan applications and documentation within specified limits
  • Managing large amounts of inbound/outbound calls to discuss and offer our lending services
  • Determine financial eligibility and feasibility of granting loans to each applicant
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update your job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options, and introduce different types of loans
  • Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish
  • Go the "extra mile" to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process

This is a fulltime position


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