Home Loans 101: What is RESPA?

Home Loans 101: What is RESPA?

What's RESPA? Find out...

The Real Estate Settlement Procedures Act (RESPA) gives consumers improved disclosures of settlement costs and aims to lower closing costs by removing referral fees and kickbacks.

The RESPA law was signed in December 1974 and became effective last June 20, 1975.

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